https://www.europesays.com/uk/281881/ What is credit on UPI and why it matters to your finances #CreditOnUPI #CreditScore #DigitalCredit #DigitalPayments #InstantCredit #Mobile #PersonalFinance #Technology #UK #UnitedKingdom #UPICredit #UPILoan #UpiPayments
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#CreditScore
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Your #CreditScore is a scam meant to enslave you to the #banks. They force people into debt so they can get ever more debt. #Capitalists use the banks as a means of control, to keep we peasants in line and unable to escape the system of #WageSlavery that replaced #feudalism. #IWW
https://www.europesays.com/uk/224902/ Ramsey Show hosts urge young woman whose mom racked up $186K of debt in her name to embrace a ‘paradigm shift’ #Business #CreditCard #CreditCardDebt #CreditScore #DebtCollector #Finance #jessica #KenColeman #ParadigmShift #PersonalFinance #TheRamseyShow #UK #UnitedKingdom
FICO finally noticed that splitting purchases into payments might reveal something about financial habits 
90 million Americans using BNPL will now see these transactions in new credit scoring models. Your credit score is about to get more comprehensive.
news.slashdot.orgFICO To Incorporate Buy-Now-Pay-Later Loans Into Credit Scores - SlashdotFICO credit scores will begin incorporating buy-now-pay-later data for the first time. From a report: With over 90 million Americans expected to use BNPL for purchases this year, critics argue that existing credit scores paint an incomplete picture of an individual's ability to pay back loans. Fair ...
https://www.europesays.com/uk/171745/ Afterpay, Klarna, Zip warning for Aussie users as major BNPL overhaul hits today: ‘You should reconsider’ #BNPL #BNPLService #BNPLServices #CreditCards #CreditScore #DavidJohnson #Mobile #Technology #UK #UnitedKingdom
From CNN.com: Why climate risk could affect your credit score for buying a home
https://www.cnn.com/2025/05/19/climate/flooding-credit-homeowners-insurance?cid=ios_app
CNN · Why climate risk could affect your credit score for buying a home
Back in November my local bank notified me that my credit score had dropped—an identity thief had made seven credit applications in my name. After repeated failed attempts to reach #capitalone by phone (one of the banks the thief had applied to and who had made a hard pull on my credit report) I sent them a letter with a copy of my credit report and a description of the situation. I got a letter back from them today asking for…a letter and a copy of my credit report. #CreditScore #IdentityTheft
The CFPB initiated a lawsuit against Experian, one of the largest credit reporting agencies in the US. The lawsuit accuses Experian of improperly handling consumer disputes, which allegedly violates the FCRA #creditrepair #CreditScore #creditreporting
https://newsmeapp.com/cfpb-sues-experian-for-failing-to-properly-investigate-consumer-disputes/
Wick And Company News Media · CFPB Sues Experian for Failing to Properly Investigate Consumer Disputes - Wick And Company News MediaIn a major legal development, the Consumer Financial Protection Bureau (CFPB) has initiated a lawsuit against Experian, one
So.. last month I did nothing and my credit score dropped 20 points. This month I did nothing and its up 50 points.
I'm saying *this* is the definition of insanity.
By #Voting for #Democrats We Make Our Lives Better!
US House Representative Sarah McBride is the first freshman Democrat to introduce a bill in the new Congress.
The Ending Scam Credit Repair Act seeks to crack down on "fraudulent practices" from companies that "deceive consumers with high fees and empty promises" to fix credit scores. #uspol #uspolitics #trans #economy #CreditScore #houseofrepresentatives #lgbtq #lgbtqia
https://www.notus.org/congress/sarah-mcbride-young-kim-bipartisan-bill
NOTUS · Republicans Attacked Sarah McBride Even Before She Got to Congress. Her First Bill Is Bipartisan.Some House Republicans have been trying to make McBride, the first openly trans member of Congress, feel unwelcome on the Hill.
Good news for Californian's who rent. You can now build your #CreditScore by requiring your #Landlord to report positive on-time rental payments to a credit reporting agency! 
There's a few limitations (larger than 15 units, etc) - all the deets here, from CA DRE's 2025 Tenant & Landlord Guide:
https://landlordtenant.dre.ca.gov/pdf/resources/CaliforniaTenantRenterGuide.pdf
An entire society based on loans, enslaved by their creditscore... 
"Credit Score Living in USA 
v. Germany 
#livingingermany #creditscore" [ < 1min]
by @usa.mom.in.germany
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@smurthys I haven't used it, but it looks like they are helping people gain a better credit score in a system that is stacked unfairly against such people. Some people know the tricks to gain higher score, this service is probably sharing access to such knowledge to everyone else.
Best business credit cards for November 2024 https://www.byteseu.com/521086/ #business #BusinessCards #BusinessOwner #CreditCards #CreditScore #SmallBusinessOwners
Trying to understand the #CreditScore system (in the UK) as it seems it might be useful one day if I need to make a loan...
Told that I needed a credit card to help with it so I got one. I don't need it and don't want to pay any fees so my credit usage is 0%.
Now told "it appears you aren't using any of your credit, so there's more you can do to improve this" and "Lenders prefer to see that you're using at least some of your credit".
... Whyyyy 
Sure, it's good to promote healthier life #habits, but doing so via #CreditScore still seems to be a way to punish the #poor for being poor (and thus having to do grocery irregularly, esp. for those living check-to-check). Also, desire to seek more #correlation with #creditworthiness will result in more and more factors being collected, furthering various biases... Not to mention #privacy...
https://theconversation.com/no-credit-score-a-grocery-list-could-be-the-next-best-thing-234887
The ConversationNo credit score? A grocery list could be the next best thingWhat you buy at the grocery store can predict whether you pay your credit card bills on time, new research suggests.
One nice thing about the total global #DataBreach is, some really bad guys had our info all along and used it against us to redline poc, force women to accept higher interest rates on loans, deny *housing* and *jobs* on the basis of an invented #CreditScore
But now, ALL the bad guys have all the same shit, reducing its value in #capitalism
The data wouldn't have any value if it weren't useful as a weapon against humanity.
And now the capitalists can fight each other for it, while we find new ways to build up networks of mutual support, knowing that the old networks always were hopelessly corrupted.
Your personal brand is much like your credit score. You don't really think of your credit score often, but that's precisely the point :) You need to know what affects your personal brand, much like your credit score, and how you can improve it! https://tinyurl.com/brandcredit
This is a big deal: starting July 1, medical debt will no longer be used in calculating credit scores, a policy change by Biden's administration.
A whole lot more people will qualify for car loans, leases, and mortgages.
Anyone can find themselves with medical debt, given the bizarre health insurance world we live in, so spread the word! We probably all know people this will help.
#debt #finance #creditscore #housing
https://www.yahoo.com/news/vp-kamala-harris-touts-move-203733857.html
Yahoo News · VP Kamala Harris Touts Move To Remove Medical Debt From Credit Scores
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So what does this mean? Never confuse your credit score for anything other than its true purpose—a way for the credit industry to see how much money they can make off you.