toad.social

Kevin Karhan :verified:<a href="https://digitalcourage.social/@datenritter" class="u-url mention" rel="nofollow noopener" target="_blank">@datenritter</a> <a href="https://mastodon.social/@TheDoctor512" class="u-url mention" rel="nofollow noopener" target="_blank">@TheDoctor512</a> nicht wirklich anonym, zumal der <a href="https://infosec.space/tags/ePA" class="mention hashtag" rel="nofollow noopener" target="_blank">#ePA</a> nur deutschen Staatsbürger*innen als Option zur Verfügung steht, selbst wenn Leite dies wollten.<ul><li>Dagegen ist ne <a href="https://infosec.space/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a>-<a href="https://infosec.space/tags/Kreditkarte" class="mention hashtag" rel="nofollow noopener" target="_blank">#Kreditkarte</a> flexibler und universeller!</li></ul>

Kevin Karhan :verified:<a href="https://kolektiva.social/@CorvidCrone" class="u-url mention" rel="nofollow noopener" target="_blank">@CorvidCrone</a> <a href="https://aus.social/@dartigen" class="u-url mention" rel="nofollow noopener" target="_blank">@dartigen</a> <a href="https://noods.fun/@harmonycorrupted" class="u-url mention" rel="nofollow noopener" target="_blank">@harmonycorrupted</a> actually there's an <a href="https://infosec.space/tags/AgeVerification" class="mention hashtag" rel="nofollow noopener" target="_blank">#AgeVerification</a> function with <a href="https://infosec.space/tags/CreditCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#CreditCards</a>, and a specific <a href="https://infosec.space/tags/AVS" class="mention hashtag" rel="nofollow noopener" target="_blank">#AVS</a> option on any "<a href="https://infosec.space/tags/KYC" class="mention hashtag" rel="nofollow noopener" target="_blank">#KYC</a>'d" real credit card using the CC number...<ul><li>It's absent on <a href="https://infosec.space/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> cards so if you live in a juristiction like <a href="https://infosec.space/tags/Germany" class="mention hashtag" rel="nofollow noopener" target="_blank">#Germany</a> where basically noone has a "real" credit card then you're fucked!</li></ul>

Kevin Karhan :verified:<a href="https://toot.io/@hisold" class="u-url mention" rel="nofollow noopener" target="_blank">@hisold</a> My bank stopped issuing <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener" target="_blank">#girocard</a> cards with <a href="https://infosec.space/tags/magstrip" class="mention hashtag" rel="nofollow noopener" target="_blank">#magstrip</a> 10+ years ago as magstrip was phased out and <a href="https://infosec.space/tags/NFC" class="mention hashtag" rel="nofollow noopener" target="_blank">#NFC</a> was phased in as well as <a href="https://infosec.space/tags/PSD1" class="mention hashtag" rel="nofollow noopener" target="_blank">#PSD1</a> being introduced.<ul><li>Even before that merchants rarely accepted magstrips and those who did asked for <a href="https://infosec.space/tags/ID" class="mention hashtag" rel="nofollow noopener" target="_blank">#ID</a> as soon as purchases [i.e. fuel at a gas station) exceeded like €100 because unlike <a href="https://infosec.space/tags/Chip" class="mention hashtag" rel="nofollow noopener" target="_blank">#Chip</a> + <a href="https://infosec.space/tags/PIN" class="mention hashtag" rel="nofollow noopener" target="_blank">#PIN</a> the payment processor does not guarantee them that the payment will be accepted and the amount guaranteed.</li></ul>That's the main push factor: Alongside lower processing fees and faster processing, the Chip+PIN & <a href="https://infosec.space/tags/NFC" class="mention hashtag" rel="nofollow noopener" target="_blank">#NFC</a> systems actually request a blockage of the amount and will automatically decline without incuring fees if the balance / limit is below that amount - sometimes even before the PIN has been entered (it'll just not show it until the PIN is entered so fraudsters can't just abuse this as a means to check balance.<ul><li>There's a nice <a href="https://www.youtube.com/watch?v=eFYrboLEx2I&t=2043" rel="nofollow noopener" target="_blank">podcast</a> with <a href="https://infosec.space/tags/JohnBoseak" class="mention hashtag" rel="nofollow noopener" target="_blank">#JohnBoseak</a> where he explains how stuff used to [and allegeldy still does] work in the <a href="https://infosec.space/tags/USA" class="mention hashtag" rel="nofollow noopener" target="_blank">#USA</a> re: <a href="https://infosec.space/tags/CreditCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#CreditCards</a>. Given that I worked for a <a href="https://infosec.space/tags/PaymentProcessor" class="mention hashtag" rel="nofollow noopener" target="_blank">#PaymentProcessor</a> in the past this is some basic knowledge re: <a href="https://infosec.space/tags/security" class="mention hashtag" rel="nofollow noopener" target="_blank">#security</a>, because one needs to understand how stuff like CNP ("Card not Present") works and how the system is architected to the point that even if someone were to hack the database of said payment processor, they'd never find any CCs or the CVVs stored there at all. </li></ul>It's also insightful because <a href="https://infosec.space/tags/fraud" class="mention hashtag" rel="nofollow noopener" target="_blank">#fraud</a> would be way more rampant if the card issuer, payment processor and card system operator [i.e. AMEX, VISA, MasterCard] didn't all run their own AFE [Anti-Fraud Engine] each automatically assessing risks within less than a second for every transaction.<ul><li>That's why one can get their <a href="https://infosec.space/tags/CC" class="mention hashtag" rel="nofollow noopener" target="_blank">#CC</a> blocked when using a <a href="https://infosec.space/tags/VPN" class="mention hashtag" rel="nofollow noopener" target="_blank">#VPN</a> and why fraudsters need the location of their victims because if I had a CC and used it regularly and someone were to try to swipe a skilled copy of that at a Walmart or Best Buy on the East Coast of the USA less than 24 hours of my last use in Germany, that would automatically get declined as fraud and the person at the cashier will call security because noone is travelling that quickly that far.</li></ul>But that's just some cold OSINT based off <a href="https://infosec.space/tags/TechSupport" class="mention hashtag" rel="nofollow noopener" target="_blank">#TechSupport</a> and peeking behind the curtains professionally...<ul><li>There's way more but I can't go into details on that. </li></ul>Rest assured if you have a CC you can be as certain that someone tried to abuse it as I'm certain my bank blocked fraudulent money orders against my account because of AFEs working - it's just > 99% of all fraud attempts get blocked instantly and merchants rate-limited or kicked off the system when they do something suspicious.<ul><li>Same reason why one can't frame someone for a crime by just wiring obviously illicit funds to their account: AML (Anti-Money Laundering) will catch that and unless the account holder were to ask "Where's the money/transaction?" <a href="https://infosec.space/tags/FinCEN" class="mention hashtag" rel="nofollow noopener" target="_blank">#FinCEN</a> et. al. won't even bother calling the account holder up simply because "oops I wired money to the wrong account. Can you please send it back?"- <a href="https://infosec.space/tags/scam" class="mention hashtag" rel="nofollow noopener" target="_blank">#scam</a> is a well-known method to turn unsuspecting people into money launderers.</li></ul>So yeah, that "<a href="https://infosec.space/tags/magstrip" class="mention hashtag" rel="nofollow noopener" target="_blank">#magstrip</a>" may be just lacquer but unless it's specifically advertised otherwise only holds the CC & CVV as well as <a href="https://www.youtube.com/watch?v=UHSFf0Lz1qc&t=320" rel="nofollow noopener" target="_blank">service codes</a> [i.e. chip+pin only] to tell the terminal "Don't accept magstrip, mandate Chip+PIN"]...<ul><li>Outside the <a href="https://infosec.space/tags/USA" class="mention hashtag" rel="nofollow noopener" target="_blank">#USA</a>, this is the norm due to <a href="https://infosec.space/tags/PSD2" class="mention hashtag" rel="nofollow noopener" target="_blank">#PSD2</a> exceeding <a href="https://infosec.space/tags/PCIDSS" class="mention hashtag" rel="nofollow noopener" target="_blank">#PCIDSS</a> by quite a lot!</li></ul>Only underdeveloped countries like the <a href="https://infosec.space/tags/US" class="mention hashtag" rel="nofollow noopener" target="_blank">#US</a> still use <a href="https://infosec.space/tags/Magstrips" class="mention hashtag" rel="nofollow noopener" target="_blank">#Magstrips</a> and <a href="https://infosec.space/tags/credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#credit</a> and not Chip+PIN & <a href="https://infosec.space/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a>!

UK<a href="https://www.europesays.com/uk/21792/" rel="nofollow noopener" translate="no" target="_blank">https://www.europesays.com/uk/21792/</a> Convenience Drives More Than Half of Digital Wallet Use <a href="https://pubeurope.com/tags/Cash" class="mention hashtag" rel="nofollow noopener" target="_blank">#Cash</a> <a href="https://pubeurope.com/tags/credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#credit</a> <a href="https://pubeurope.com/tags/CreditCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#CreditCards</a> <a href="https://pubeurope.com/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> <a href="https://pubeurope.com/tags/DebitCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#DebitCards</a> <a href="https://pubeurope.com/tags/DigitalWallets" class="mention hashtag" rel="nofollow noopener" target="_blank">#DigitalWallets</a> <a href="https://pubeurope.com/tags/ecommerce" class="mention hashtag" rel="nofollow noopener" target="_blank">#ecommerce</a> <a href="https://pubeurope.com/tags/FeaturedNews" class="mention hashtag" rel="nofollow noopener" target="_blank">#FeaturedNews</a> <a href="https://pubeurope.com/tags/Fraud" class="mention hashtag" rel="nofollow noopener" target="_blank">#Fraud</a> <a href="https://pubeurope.com/tags/HowPeoplePay" class="mention hashtag" rel="nofollow noopener" target="_blank">#HowPeoplePay</a>:BudgetingAnxietyDrivesDebitCardUsage <a href="https://pubeurope.com/tags/LoyaltyRewards" class="mention hashtag" rel="nofollow noopener" target="_blank">#LoyaltyRewards</a> <a href="https://pubeurope.com/tags/Mobile" class="mention hashtag" rel="nofollow noopener" target="_blank">#Mobile</a> <a href="https://pubeurope.com/tags/MobileWallets" class="mention hashtag" rel="nofollow noopener" target="_blank">#MobileWallets</a> <a href="https://pubeurope.com/tags/News" class="mention hashtag" rel="nofollow noopener" target="_blank">#News</a> <a href="https://pubeurope.com/tags/PYMNTSIntelligence" class="mention hashtag" rel="nofollow noopener" target="_blank">#PYMNTSIntelligence</a> <a href="https://pubeurope.com/tags/PYMNTSNews" class="mention hashtag" rel="nofollow noopener" target="_blank">#PYMNTSNews</a> <a href="https://pubeurope.com/tags/PYMNTSStudy" class="mention hashtag" rel="nofollow noopener" target="_blank">#PYMNTSStudy</a> <a href="https://pubeurope.com/tags/Retail" class="mention hashtag" rel="nofollow noopener" target="_blank">#Retail</a> <a href="https://pubeurope.com/tags/Security" class="mention hashtag" rel="nofollow noopener" target="_blank">#Security</a> <a href="https://pubeurope.com/tags/Technology" class="mention hashtag" rel="nofollow noopener" target="_blank">#Technology</a> <a href="https://pubeurope.com/tags/UK" class="mention hashtag" rel="nofollow noopener" target="_blank">#UK</a> <a href="https://pubeurope.com/tags/UnitedKingdom" class="mention hashtag" rel="nofollow noopener" target="_blank">#UnitedKingdom</a>

C.<a href="https://mastodon.nu/@Gurre" class="u-url mention" rel="nofollow noopener" target="_blank">@Gurre</a> Absolutely. And it needs to be available world-wide, not just inside the E.U. or Europe. Every country trying to avoid control by the USA will need into it.And not just arm's-length -- it should be a nonprofit or whatever the E.U. equivalent of a public benefit corporation is.EuroCard? EuroCredit? LibreCard... I like the sound of that one.<a href="https://mindly.social/tags/LibreCard" class="mention hashtag" rel="nofollow noopener" target="_blank">#LibreCard</a> <a href="https://mindly.social/tags/credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#credit</a> <a href="https://mindly.social/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a>

Kevin Karhan :verified:<a href="https://social.anoxinon.de/@mit_scharf" class="u-url mention" rel="nofollow noopener" target="_blank">@mit_scharf</a> nun, die "<a href="https://infosec.space/tags/Bezahlkarte" class="mention hashtag" rel="nofollow noopener" target="_blank">#Bezahlkarte</a>" hat nichts mit dem <a href="https://infosec.space/tags/Basiskonto" class="mention hashtag" rel="nofollow noopener" target="_blank">#Basiskonto</a> zu tun!<ul><li>Der Bezahlkarte wird kein vollwertiges Konto zugeordnet, wohingegen Basiskonten sofern nicht explizit andersbgewünscht ne normale <a href="https://infosec.space/tags/ec" class="mention hashtag" rel="nofollow noopener" target="_blank">#ec</a>-Karte bekommen!</li></ul>D.h. reguläre <a href="https://infosec.space/tags/Lastschrift" class="mention hashtag" rel="nofollow noopener" target="_blank">#Lastschrift</a> bzw. <a href="https://infosec.space/tags/Bankeinzug" class="mention hashtag" rel="nofollow noopener" target="_blank">#Bankeinzug</a> (<a href="https://infosec.space/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a>)-Zahlubg geht damit problemlos.<ul><li>Ubmnd anders als die rein zur <a href="https://infosec.space/tags/Diskriminierung" class="mention hashtag" rel="nofollow noopener" target="_blank">#Diskriminierung</a> und <a href="https://infosec.space/tags/G%C3%A4ngelung" class="mention hashtag" rel="nofollow noopener" target="_blank">#Gängelung</a> hervorgebrachte Bezahlkarte hat jene Karte erstmal keine Limits abgesehen vom Kontostand...</li></ul>Natürlich würde es bei besonders großen Beträgen bzw. Umsätzen gem. <a href="https://social.bund.de/@BaFin" class="u-url mention" rel="nofollow noopener" target="_blank">@BaFin</a> - Regularien Nachfragen geben, um <a href="https://infosec.space/tags/Geldw%C3%A4sche" class="mention hashtag" rel="nofollow noopener" target="_blank">#Geldwäsche</a> zu bekämpfen, aber das dürfte wohl quasi nie auf Betroffene zutreffen...

Bytes EuropeEuropean Lawmakers Ask UK to Reconsider Interchange Fee Cap <a href="https://www.byteseu.com/560153/" rel="nofollow noopener" target="_blank">https://www.byteseu.com/560153/</a> <a href="https://pubeurope.com/tags/Credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#Credit</a> <a href="https://pubeurope.com/tags/CreditCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#CreditCards</a> <a href="https://pubeurope.com/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> <a href="https://pubeurope.com/tags/DebitCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#DebitCards</a> <a href="https://pubeurope.com/tags/ecommerce" class="mention hashtag" rel="nofollow noopener" target="_blank">#ecommerce</a> <a href="https://pubeurope.com/tags/Europe" class="mention hashtag" rel="nofollow noopener" target="_blank">#Europe</a> <a href="https://pubeurope.com/tags/Government" class="mention hashtag" rel="nofollow noopener" target="_blank">#Government</a> <a href="https://pubeurope.com/tags/GreatBritain" class="mention hashtag" rel="nofollow noopener" target="_blank">#GreatBritain</a> <a href="https://pubeurope.com/tags/InterchangeFees" class="mention hashtag" rel="nofollow noopener" target="_blank">#InterchangeFees</a> <a href="https://pubeurope.com/tags/international" class="mention hashtag" rel="nofollow noopener" target="_blank">#international</a> <a href="https://pubeurope.com/tags/News" class="mention hashtag" rel="nofollow noopener" target="_blank">#News</a> <a href="https://pubeurope.com/tags/PaymentSystemsRegulator" class="mention hashtag" rel="nofollow noopener" target="_blank">#PaymentSystemsRegulator</a> <a href="https://pubeurope.com/tags/PYMNTSNews" class="mention hashtag" rel="nofollow noopener" target="_blank">#PYMNTSNews</a> <a href="https://pubeurope.com/tags/regulations" class="mention hashtag" rel="nofollow noopener" target="_blank">#regulations</a> <a href="https://pubeurope.com/tags/UK" class="mention hashtag" rel="nofollow noopener" target="_blank">#UK</a> <a href="https://pubeurope.com/tags/UnitedKingdom" class="mention hashtag" rel="nofollow noopener" target="_blank">#UnitedKingdom</a> <a href="https://pubeurope.com/tags/What" class="mention hashtag" rel="nofollow noopener" target="_blank">#What</a>'sHot

Bytes EuropeUK’s PSR to Cap Cross-Border Interchange Fees <a href="https://www.byteseu.com/556989/" rel="nofollow noopener" target="_blank">https://www.byteseu.com/556989/</a> <a href="https://pubeurope.com/tags/Credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#Credit</a> <a href="https://pubeurope.com/tags/CreditCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#CreditCards</a> <a href="https://pubeurope.com/tags/CrossBorderPayments" class="mention hashtag" rel="nofollow noopener" target="_blank">#CrossBorderPayments</a> <a href="https://pubeurope.com/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> <a href="https://pubeurope.com/tags/DebitCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#DebitCards</a> <a href="https://pubeurope.com/tags/Europe" class="mention hashtag" rel="nofollow noopener" target="_blank">#Europe</a> <a href="https://pubeurope.com/tags/GreatBritain" class="mention hashtag" rel="nofollow noopener" target="_blank">#GreatBritain</a> <a href="https://pubeurope.com/tags/InterchangeFees" class="mention hashtag" rel="nofollow noopener" target="_blank">#InterchangeFees</a> <a href="https://pubeurope.com/tags/international" class="mention hashtag" rel="nofollow noopener" target="_blank">#international</a> <a href="https://pubeurope.com/tags/MasterCard" class="mention hashtag" rel="nofollow noopener" target="_blank">#MasterCard</a> <a href="https://pubeurope.com/tags/News" class="mention hashtag" rel="nofollow noopener" target="_blank">#News</a> <a href="https://pubeurope.com/tags/PaymentSystemsRegulator" class="mention hashtag" rel="nofollow noopener" target="_blank">#PaymentSystemsRegulator</a> <a href="https://pubeurope.com/tags/PYMNTSNews" class="mention hashtag" rel="nofollow noopener" target="_blank">#PYMNTSNews</a> <a href="https://pubeurope.com/tags/regulations" class="mention hashtag" rel="nofollow noopener" target="_blank">#regulations</a> <a href="https://pubeurope.com/tags/UK" class="mention hashtag" rel="nofollow noopener" target="_blank">#UK</a> <a href="https://pubeurope.com/tags/UnitedKingdom" class="mention hashtag" rel="nofollow noopener" target="_blank">#UnitedKingdom</a> <a href="https://pubeurope.com/tags/VISA" class="mention hashtag" rel="nofollow noopener" target="_blank">#VISA</a> <a href="https://pubeurope.com/tags/What" class="mention hashtag" rel="nofollow noopener" target="_blank">#What</a>'sHot

Donald HobernThis week was the third time I've had a <a href="https://scicomm.xyz/tags/VISA" class="mention hashtag" rel="nofollow noopener" target="_blank">#VISA</a> or <a href="https://scicomm.xyz/tags/Mastercard" class="mention hashtag" rel="nofollow noopener" target="_blank">#Mastercard</a> <a href="https://scicomm.xyz/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> or <a href="https://scicomm.xyz/tags/credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#credit</a> card blocked by my bank because of suspicious transactions. In *every* case, they blocked it because of transactions I was trying to carry out with perfectly normal services. I have never had my card blocked because someone else was trying to abuse it.Have your cards been blocked for valid or for invalid reasons?I want to understand whether these systems are actually protecting anyone.

Mibairness<a href="https://piaille.fr/tags/Reseau" class="mention hashtag" rel="nofollow noopener" target="_blank">#Reseau</a> <a href="https://piaille.fr/tags/CPL" class="mention hashtag" rel="nofollow noopener" target="_blank">#CPL</a> <a href="https://piaille.fr/tags/Debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#Debit</a>Faute de fibre j’ai Starlink. L’appli me permet de monitorer le débit up/dl du routeur vers le web.Le routeur dans la cave n’était pas optimal pour le wifi. Donc adaptateur ethernet/boîtier cpl pour relier à un point d’accès wifi, ce qui permet un bien meilleur débit entre le pt d’accès et le routeur.Je prends d’autres boîtiers cpl cause gros murs pour que le débit interne soit supérieure au débit Starlink.Et là j’ai un comportement bizarre. Test de débit avec la ps5.Ps5 / wifi / boîtier cpl/routeur Starlink/ internet : 58Mb/sPs5/switch/boîtier cpl/routeur Starlink/internet : 19 Mb/s Pourquoi ?

fuomag9The most common used <a href="https://lime.fuo.fi/tags/debit" rel="nofollow noopener" target="_blank">#debit</a> card by financially illiterate people, the <a href="https://lime.fuo.fi/tags/postepay" rel="nofollow noopener" target="_blank">#postepay</a> card by <a href="https://lime.fuo.fi/tags/posteitaliane" rel="nofollow noopener" target="_blank">#posteitaliane</a> <a href="https://lime.fuo.fi/tags/bank" rel="nofollow noopener" target="_blank">#bank</a> is now forcing you to allow it to access the android.permission.PACKAGE_USAGE_STATS permissions from the android settings, otherwise you can only use it 3 times and then it will stop working. I will update this when (and if exists) I receive the <a href="https://lime.fuo.fi/tags/privacy" rel="nofollow noopener" target="_blank">#privacy</a> <a href="https://lime.fuo.fi/tags/policy" rel="nofollow noopener" target="_blank">#policy</a> link, since this is a disaster

beSpacificVia <a href="https://newsie.social/tags/LLRX" class="mention hashtag" rel="nofollow noopener" target="_blank">#LLRX</a> Pete Recommends Weekly highlights on cyber security issues, October 14, 2023. 4 highlights - <a href="https://newsie.social/tags/Phishers" class="mention hashtag" rel="nofollow noopener" target="_blank">#Phishers</a> <a href="https://newsie.social/tags/Spoof" class="mention hashtag" rel="nofollow noopener" target="_blank">#Spoof</a> <a href="https://newsie.social/tags/USPS" class="mention hashtag" rel="nofollow noopener" target="_blank">#USPS</a>, 12 Other Natl’ Postal Services; <a href="https://newsie.social/tags/Privacy" class="mention hashtag" rel="nofollow noopener" target="_blank">#Privacy</a> professionals need to be aware of tech abuse; Is That <a href="https://newsie.social/tags/ATM" class="mention hashtag" rel="nofollow noopener" target="_blank">#ATM</a> Safe? 8 Tips to Protect Your <a href="https://newsie.social/tags/Debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#Debit</a> or <a href="https://newsie.social/tags/CreditCard" class="mention hashtag" rel="nofollow noopener" target="_blank">#CreditCard</a>; and <a href="https://newsie.social/tags/Cybercrime" class="mention hashtag" rel="nofollow noopener" target="_blank">#Cybercrime</a> Classification and Measurement. <a href="https://llrx.com/2023/10/pete-recommends-weekly-highlights-on-cyber-security-issues-october-14-2023/" rel="nofollow noopener" translate="no" target="_blank">https://llrx.com/2023/10/pete-recommends-weekly-highlights-on-cyber-security-issues-october-14-2023/</a>

🇨🇦 robyn 💜Sooo went to grab groceries this morning, and as we're next in line for the checkout, the <a href="https://yeg.bike/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> / <a href="https://yeg.bike/tags/credit" class="mention hashtag" rel="nofollow noopener" target="_blank">#credit</a> machines go down🙃A couple folks had to return their stuff and left without making a purchase. If my spouse hadn't had a bit of cash in his wallet, we'd have had to do the same thing 🫠 (store has no ATM.)I haven't handled cash in... years? but a result, I will now carry more than $5 emergency cash in my wallet....<a href="https://yeg.bike/tags/yeg" class="mention hashtag" rel="nofollow noopener" target="_blank">#yeg</a> <a href="https://yeg.bike/tags/Edmonton" class="mention hashtag" rel="nofollow noopener" target="_blank">#Edmonton</a>

heise online<a href="https://social.heise.de/tags/Verpasstodon" class="mention hashtag" rel="nofollow noopener" target="_blank">#Verpasstodon</a>Maestro-Aus: Neue Zweitzahlungssysteme auf Kombikarten kommen in ModeGibt es ein Leben nach Maestro, fragt sich die Kreditwirtschaft. Nach Sparkassen kombiniert die Degussa-Bank die Girocard mit Mastercard Debit.<a href="https://www.heise.de/news/Maestro-Aus-Neue-Zweitzahlungssysteme-auf-Kombikarten-kommen-in-Mode-9200853.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege" rel="nofollow noopener" target="_blank">https://www.heise.de/news/Maestro-Aus-Neue-Zweitzahlungssysteme-auf-Kombikarten-kommen-in-Mode-9200853.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege</a> <a href="https://social.heise.de/tags/Banken" class="mention hashtag" rel="nofollow noopener" target="_blank">#Banken</a> <a href="https://social.heise.de/tags/Bankomat" class="mention hashtag" rel="nofollow noopener" target="_blank">#Bankomat</a> <a href="https://social.heise.de/tags/Bezahldienst" class="mention hashtag" rel="nofollow noopener" target="_blank">#Bezahldienst</a> <a href="https://social.heise.de/tags/Bezahlen" class="mention hashtag" rel="nofollow noopener" target="_blank">#Bezahlen</a> <a href="https://social.heise.de/tags/Bezahltkarte" class="mention hashtag" rel="nofollow noopener" target="_blank">#Bezahltkarte</a> <a href="https://social.heise.de/tags/ComboCard" class="mention hashtag" rel="nofollow noopener" target="_blank">#ComboCard</a> <a href="https://social.heise.de/tags/Debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#Debit</a> <a href="https://social.heise.de/tags/DebitMastercard" class="mention hashtag" rel="nofollow noopener" target="_blank">#DebitMastercard</a> <a href="https://social.heise.de/tags/Degussa" class="mention hashtag" rel="nofollow noopener" target="_blank">#Degussa</a> <a href="https://social.heise.de/tags/ECKarte" class="mention hashtag" rel="nofollow noopener" target="_blank">#ECKarte</a> <a href="https://social.heise.de/tags/Einkaufen" class="mention hashtag" rel="nofollow noopener" target="_blank">#Einkaufen</a> <a href="https://social.heise.de/tags/Geld" class="mention hashtag" rel="nofollow noopener" target="_blank">#Geld</a> <a href="https://social.heise.de/tags/Geldautomaten" class="mention hashtag" rel="nofollow noopener" target="_blank">#Geldautomaten</a> <a href="https://social.heise.de/tags/Geldinstitut" class="mention hashtag" rel="nofollow noopener" target="_blank">#Geldinstitut</a> <a href="https://social.heise.de/tags/Handel" class="mention hashtag" rel="nofollow noopener" target="_blank">#Handel</a> <a href="https://social.heise.de/tags/Kasse" class="mention hashtag" rel="nofollow noopener" target="_blank">#Kasse</a> <a href="https://social.heise.de/tags/Konsumenten" class="mention hashtag" rel="nofollow noopener" target="_blank">#Konsumenten</a> <a href="https://social.heise.de/tags/Kreditkarten" class="mention hashtag" rel="nofollow noopener" target="_blank">#Kreditkarten</a> <a href="https://social.heise.de/tags/Kreditwirtschaft" class="mention hashtag" rel="nofollow noopener" target="_blank">#Kreditwirtschaft</a> <a href="https://social.heise.de/tags/Maestro" class="mention hashtag" rel="nofollow noopener" target="_blank">#Maestro</a> (...)

Kevin Karhan :verified:<a href="https://0w0.is/users/FawnOverFun" class="u-url mention" rel="nofollow noopener" target="_blank">@FawnOverFun</a> AFAIK both <a href="https://mstdn.social/tags/CashApp" class="mention hashtag" rel="nofollow noopener" target="_blank">#CashApp</a> & <a href="https://mstdn.social/tags/Venmo" class="mention hashtag" rel="nofollow noopener" target="_blank">#Venmo</a> are U.S. exclusive since they don't want to comply with stricter <a href="https://mstdn.social/tags/AML" class="mention hashtag" rel="nofollow noopener" target="_blank">#AML</a> laws in the <a href="https://mstdn.social/tags/EU" class="mention hashtag" rel="nofollow noopener" target="_blank">#EU</a>. Sadly, <a href="https://mstdn.social/tags/PayPal" class="mention hashtag" rel="nofollow noopener" target="_blank">#PayPal</a> seems to basically be the monopoly, as <a href="https://mstdn.social/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener" target="_blank">#WeChatPay</a> doesn't work outside of china and <a href="https://mstdn.social/tags/AliPay" class="mention hashtag" rel="nofollow noopener" target="_blank">#AliPay</a> won't tell you it doesn't work until after their <a href="https://mstdn.social/tags/KYC" class="mention hashtag" rel="nofollow noopener" target="_blank">#KYC</a> shit. Sadly, <a href="https://mstdn.social/tags/Monero" class="mention hashtag" rel="nofollow noopener" target="_blank">#Monero</a> acceptance is basically nonexistant and <a href="https://mstdn.social/tags/prepaid" class="mention hashtag" rel="nofollow noopener" target="_blank">#prepaid</a> <a href="https://mstdn.social/tags/debit" class="mention hashtag" rel="nofollow noopener" target="_blank">#debit</a> card systems like <a href="https://mstdn.social/tags/GeldKarte" class="mention hashtag" rel="nofollow noopener" target="_blank">#GeldKarte</a> are not only rarely international and they decline hard like <a href="https://mstdn.social/tags/SMS" class="mention hashtag" rel="nofollow noopener" target="_blank">#SMS</a>- & <a href="https://mstdn.social/tags/MobileBanking" class="mention hashtag" rel="nofollow noopener" target="_blank">#MobileBanking</a>.

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