Catherine Collingwood Estes<p>Government and industry bureaucracies hold all of the cards and keep <a href="https://mstdn.social/tags/SmallBusiness" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SmallBusiness</span></a> out of the <a href="https://mstdn.social/tags/policymaking" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>policymaking</span></a> process. <a href="https://mstdn.social/tags/HealthInsurance" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>HealthInsurance</span></a> <a href="https://mstdn.social/tags/EmployeeBenefits" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EmployeeBenefits</span></a> <a href="https://mstdn.social/tags/Congress" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Congress</span></a> <a href="https://mstdn.social/tags/testimony" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>testimony</span></a> <a href="https://mstdn.social/tags/HSA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>HSA</span></a> <a href="https://mstdn.social/tags/ICHRA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ICHRA</span></a> <a href="https://mstdn.social/tags/ACA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ACA</span></a> <a href="https://buff.ly/42WhRiq" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://</span><span class="">buff.ly/42WhRiq</span><span class="invisible"></span></a></p>