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3 posts3 participants0 posts today

Jonathan JoshuaThe CFPB is about to undo pretty much every piece of regulatory and sub-regulatory guidance its ever issued. <a href="https://public-inspection.federalregister.gov/2025-08286.pdf" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://public-inspection.federalregister.gov/2025-08286.pdf</a> <a href="https://esq.social/tags/lawfedi" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#lawfedi</a> <a href="https://esq.social/tags/CFPB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CFPB</a> <a href="https://esq.social/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a>

CBC Top StoriesNew rules on pricing, tip calculation take effect in Quebec today. Here's what you can expect As of Wednesday, if an item's advertised price is $15 or less and doesn't match the price scanned at the cash register, consumers in Quebec can potentially get the item for free. That and other changes coming into effect today are me... <a href="https://mastodon.hongkongers.net/tags/rules" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#rules</a> <a href="https://mastodon.hongkongers.net/tags/pricing" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#pricing</a> <a href="https://mastodon.hongkongers.net/tags/consumerprotection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#consumerprotection</a> <a href="https://mastodon.hongkongers.net/tags/Quebec" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Quebec</a> <a href="https://mastodon.hongkongers.net/tags/News" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#News</a> <a href="https://mastodon.hongkongers.net/tags/Canada" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Canada</a> <a href="https://www.cbc.ca/news/canada/montreal/bill-72-consumer-protection-tipping-groceries-prices-1.7526498?cmp=rss" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.cbc.ca/news/canada/montreal/bill-72-consumer-protection-tipping-groceries-prices-1.7526498?cmp=rss</a>

CBC MontrealNew rules on pricing, tip calculation take effect in Quebec today. Here's what you can expect As of Wednesday, if an item's advertised price is $15 or less and doesn't match the price scanned at the cash register, consumers in Quebec can potentially get the item for free. That and other changes coming into effect today are me... <a href="https://mastodon.hongkongers.net/tags/rules" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#rules</a> <a href="https://mastodon.hongkongers.net/tags/pricing" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#pricing</a> <a href="https://mastodon.hongkongers.net/tags/consumerprotection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#consumerprotection</a> <a href="https://mastodon.hongkongers.net/tags/Quebec" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Quebec</a> <a href="https://mastodon.hongkongers.net/tags/News" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#News</a> <a href="https://mastodon.hongkongers.net/tags/Canada" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Canada</a> <a href="https://www.cbc.ca/news/canada/montreal/bill-72-consumer-protection-tipping-groceries-prices-1.7526498?cmp=rss" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.cbc.ca/news/canada/montreal/bill-72-consumer-protection-tipping-groceries-prices-1.7526498?cmp=rss</a>

Jonathan JoshuaEffective May 12, 2025, the FTC’s Rule on Unfair or Deceptive Fees, 16 C.F.R. Part 464, prohibits bait-and-switch pricing and other tactics used to obscure and misrepresent total prices and fees for live-event tickets and short-term lodging.<a href="https://www.ftc.gov/business-guidance/resources/rule-unfair-or-deceptive-fees-frequently-asked-questions" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.ftc.gov/business-guidance/resources/rule-unfair-or-deceptive-fees-frequently-asked-questions</a> <a href="https://esq.social/tags/lawfedi" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#lawfedi</a> <a href="https://esq.social/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> <a href="https://esq.social/tags/ftc" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ftc</a>

Maggie Maybe<a href="https://beige.party/@Anomnomnomaly" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@Anomnomnomaly</a> I got a little upset with USAA last week because suddenly I couldn’t transfer money to my credit union account even though I’ve been doing this for years and years.I got a pop-up that said I had to change my settings but it didn’t tell me what settings I had to change so I had to chat with them about it.Turns out I just needed to enable my location before I did a transfer, and I’m not mad about that. This way they know that I did the transfer, and if someone else does it somewhere else I am hoping this change means that they would know where that person was. Not that that would help me much except hopefully it would prove I didn’t do it. And as long as I remember to switch it off (or make it “only when using the app”) I am ok with this.The banks in the US are getting real weird this year. Make sure you read everything that comes with your statements because things are changing in a way that does not benefit the consumer.For example Discover card changed what they will allow people to dispute, basically if you allow anyone to charge your card for anything you’ve given them authorization and you can’t dispute it. If you don’t receive the product you ordered, or if you have a receipt saying you should have been charged $20 and they actually charged 200 they will probably help you with that, but anything outside of that that isn’t blatant fraud, they’re going to tell you that you have to seek reimbursement from whoever ripped you off. <a href="https://zeroes.ca/tags/BankingApps" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BankingApps</a> <a href="https://zeroes.ca/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a>

ResearchBuzz: FirehoseCarnegie Mellon University: Purpose Mode Helps Social Media Users Stay Focused. “Developers of social media applications thrive on user engagement by employing Attention Capture Damaging Patterns (ACDPs) such as infinite scroll, cluttered web pages, video autoplay and saturated colors. ACDPs prey on cognitive vulnerabilities to distract users…. To mitigate these distractions, the CMU […]<a href="https://rbfirehose.com/2025/05/04/carnegie-mellon-university-purpose-mode-helps-social-media-users-stay-focused/" class="" rel="nofollow noopener noreferrer" target="_blank">https://rbfirehose.com/2025/05/04/carnegie-mellon-university-purpose-mode-helps-social-media-users-stay-focused/</a>

Miguel Afonso Caetano"A federal employee who is helping the Trump administration carry out the drastic downsizing of the Consumer Financial Protection Bureau owns stock in companies that could benefit from the agency’s dismantling, a ProPublica investigation has found.Gavin Kliger, a 25-year-old Department of Government Efficiency aide, disclosed the investments earlier this year in his public financial report, which lists as much as $365,000 worth of shares in four companies that the CFPB can regulate. According to court records and government emails, he later helped oversee the layoffs of more than 1,400 employees at the bureau.Ethics experts say this constitutes a conflict of interest and that Kliger’s actions are a potential violation of federal ethics laws.Executive branch employees have long been subject to laws and rules that forbid them from working on matters that “will affect your own personal financial interest.” CFPB employees are also required to divest from dozens of additional, specific companies that engage in financial services and thus either are or could be subject to agency supervision, rulemaking, examination or enforcement.The CFPB oversees companies that offer a variety of financial services, including mortgage lending, auto financing, credit cards and payment apps."<a href="https://www.propublica.org/article/doge-consumer-financial-protection-bureau-gavin-kliger-stock" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.propublica.org/article/doge-consumer-financial-protection-bureau-gavin-kliger-stock</a><a href="https://tldr.nettime.org/tags/USA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#USA</a> <a href="https://tldr.nettime.org/tags/Trump" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Trump</a> <a href="https://tldr.nettime.org/tags/DOGE" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#DOGE</a> <a href="https://tldr.nettime.org/tags/Kleptocracy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Kleptocracy</a> <a href="https://tldr.nettime.org/tags/CFPB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CFPB</a> <a href="https://tldr.nettime.org/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a>

ResearchBuzz: FirehoseReuters: US bank regulators pull back guardrails on bank crypto activities. “U.S. banking regulators announced on Thursday they were pulling back several documents that urge banks to show caution when dabbling in cryptocurrency and related activities. The Federal Reserve said it was withdrawing a pair of supervisory letters stipulating that banks should seek advance approval from regulators […]<a href="https://rbfirehose.com/2025/04/27/reuters-us-bank-regulators-pull-back-guardrails-on-bank-crypto-activities/" class="" rel="nofollow noopener noreferrer" target="_blank">https://rbfirehose.com/2025/04/27/reuters-us-bank-regulators-pull-back-guardrails-on-bank-crypto-activities/</a>

Lenora<a href="https://mastodon.social/tags/food" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#food</a> <a href="https://mastodon.social/tags/foodsafety" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#foodsafety</a> <a href="https://mastodon.social/tags/safety" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#safety</a> <a href="https://mastodon.social/tags/consumerprotection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#consumerprotection</a> <a href="https://mastodon.social/tags/Republicans" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Republicans</a> should read ‘The Jungle’ by Upton Sinclair. It will make you realize food inspections are critical

Kevin Karhan :verified:Seriously, <a href="https://www.youtube.com/watch?v=1B4InQ1Ymcg" rel="nofollow noopener noreferrer" target="_blank">stuff like this</a> should be <a href="https://infosec.space/tags/outlawed" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#outlawed</a> and we need actual <a href="https://infosec.space/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> and <a href="https://infosec.space/tags/regulation" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#regulation</a> that classifies <a href="https://infosec.space/tags/PetCare" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PetCare</a> and <a href="https://infosec.space/tags/PetToys" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PetToys</a> with the same protections as <a href="https://infosec.space/tags/Toddler" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Toddler</a> <a href="https://infosec.space/tags/toys" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#toys</a>. Because cats being killed by an "automatic <a href="https://infosec.space/tags/LitterBox" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#LitterBox</a>" is just the most horrific and inexcuseable product fault there could be.

ResearchBuzz: FirehoseDigital Trends: Meta is training AI on your data. Users say opting out doesn’t work.. “Imagine a tech giant telling you that it wants your Instagram and Facebook posts to train its AI models. And that too, without any incentive. You could, however, opt out of it, as per the company. But as you proceed with the official tools to back out and prevent AI from gobbling your social content, they […]<a href="https://rbfirehose.com/2025/04/21/digital-trends-meta-is-training-ai-on-your-data-users-say-opting-out-doesnt-work/" class="" rel="nofollow noopener noreferrer" target="_blank">https://rbfirehose.com/2025/04/21/digital-trends-meta-is-training-ai-on-your-data-users-say-opting-out-doesnt-work/</a>

ResearchBuzz: FirehoseBBC: MrBeast apologises after ‘horrible’ Las Vegas event. “The event at Resorts World Las Vegas was advertised as an ‘immersive’ and ‘unforgettable’ experience that included exclusive games, a MrBeast-themed menu and mystery bags thought to contain limited edition merchandise, including one with a $10,000 (£7,550) gift voucher. Those who attended the three-day event complained and demanded […]<a href="https://rbfirehose.com/2025/04/20/bbc-mrbeast-apologises-after-horrible-las-vegas-event/" class="" rel="nofollow noopener noreferrer" target="_blank">https://rbfirehose.com/2025/04/20/bbc-mrbeast-apologises-after-horrible-las-vegas-event/</a>

Wokebloke for Democracy"Ever since the CFPB was shepherded into law by Senator Professor Warren, it has returned over $21 billion to citizens from whom it had been bilked, swindled, grifted, and otherwise lifted by credit card companies, investment banks, student loan pirates, and other modern three-story men of the financial service industry."<a href="https://www.esquire.com/news-politics/politics/a64527001/peter-marocco-firing-marco-rubio-usaid-maga/" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.esquire.com/news-politics/politics/a64527001/peter-marocco-firing-marco-rubio-usaid-maga/</a> <a href="https://libretooth.gr/tags/DOGE" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#DOGE</a> <a href="https://libretooth.gr/tags/Rubio" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Rubio</a> <a href="https://libretooth.gr/tags/CFPB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CFPB</a> <a href="https://libretooth.gr/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> <a href="https://libretooth.gr/tags/Fraud" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Fraud</a> <a href="https://libretooth.gr/tags/Trump" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Trump</a>

UK<a href="https://www.europesays.com/uk/33275/" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.europesays.com/uk/33275/</a> How ‘dangerous chemicals’ detected in products in the EU could be impacting your health <a href="https://pubeurope.com/tags/Chemicals" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Chemicals</a> <a href="https://pubeurope.com/tags/ConsumerGoods" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerGoods</a> <a href="https://pubeurope.com/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> <a href="https://pubeurope.com/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EU</a> <a href="https://pubeurope.com/tags/Europe" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Europe</a> <a href="https://pubeurope.com/tags/European" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#European</a> <a href="https://pubeurope.com/tags/EuropeanUnion" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EuropeanUnion</a> <a href="https://pubeurope.com/tags/PublicHealth" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PublicHealth</a>

Bytes EuropeHow ‘dangerous chemicals’ detected in products in the EU could be impacting your health <a href="https://www.byteseu.com/936231/" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.byteseu.com/936231/</a> <a href="https://pubeurope.com/tags/Chemicals" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Chemicals</a> <a href="https://pubeurope.com/tags/ConsumerGoods" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerGoods</a> <a href="https://pubeurope.com/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> <a href="https://pubeurope.com/tags/Europe" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Europe</a> <a href="https://pubeurope.com/tags/PublicHealth" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PublicHealth</a>

WideEyedCurious 🇺🇸 💙 🇺🇦 & 🇨🇦In an email sent to CFPB staff on Wednesday, CFPB chief legal officer Mark Paoletta announced that the agency would be shifting its focus away from its supervisory roles and towards “tangible harm to consumers.” Medical debt, student loans, consumer data, and digital payments have all been identified as topics the CFPB will “deprioritize,” according to the document. <a href="https://www.wired.com/story/cfpb-has-been-gutted/" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.wired.com/story/cfpb-has-been-gutted/</a><a href="https://mstdn.social/tags/DOGE" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#DOGE</a> <a href="https://mstdn.social/tags/Musk" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Musk</a> <a href="https://mstdn.social/tags/Trump" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Trump</a> <a href="https://mstdn.social/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> <a href="https://mstdn.social/tags/CFPB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CFPB</a>

ResearchBuzz: FirehoseTubefilter: Twitch was making money off subscriptions to permabanned channels. Thanks to streamers getting loud about it, refunds are on the way.. “On April 3, Dexerto published findings that some permabanned streamers were still receiving monthly subscription payouts, despite that being explicitly against Twitch’s TOS. According to the TOS, a permabanned streamer loses access to […]<a href="https://rbfirehose.com/2025/04/16/tubefilter-twitch-was-making-money-off-subscriptions-to-permabanned-channels-thanks-to-streamers-getting-loud-about-it-refunds-are-on-the-way/" class="" rel="nofollow noopener noreferrer" target="_blank">https://rbfirehose.com/2025/04/16/tubefilter-twitch-was-making-money-off-subscriptions-to-permabanned-channels-thanks-to-streamers-getting-loud-about-it-refunds-are-on-the-way/</a>

Jonathan KamensI don't know who needs to hear this, but if you want to reserve a room in a particular hotel, DO NOT search for the hotel name and call the number in one of the sponsored ads at the top of the search results. More likely than not this is a reseller who will pretend you are talking directly to the hotel and charge you a LOT more than you would have paid the hotel directly. Find the hotel website, confirm from the URL that you're on it, and call the number there. 1/2 <a href="https://federate.social/tags/consumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#consumerProtection</a> <a href="https://federate.social/tags/scam" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#scam</a>

ResearchBuzz: FirehoseThe Guardian: UK bans £2.2bn ‘sneaky’ fees and fake reviews for online products. “Sneaky fees that are estimated to cost consumers £2.2bn a year are to be banned from today under new consumer protection laws. Businesses, including travel websites, ticket agencies and food delivery apps, will be required to include any mandatory fees in the headline price. Research has found these fees […]<a href="https://rbfirehose.com/2025/04/07/the-guardian-uk-bans-2-2bn-sneaky-fees-and-fake-reviews-for-online-products/" class="" rel="nofollow noopener noreferrer" target="_blank">https://rbfirehose.com/2025/04/07/the-guardian-uk-bans-2-2bn-sneaky-fees-and-fake-reviews-for-online-products/</a>

WYM Mod“Can tariffs really solve economic issues?” In a riveting discussion, Paul Krugman and Senator Elizabeth Warren dive into tariffs, tax cuts, and the essential role of the CFPB. Warren critiques the Republicans’ misleading tax plan and emphasizes the importance of consumer protections, especially in cryptocurrency. This dialogue underscores her dedication to addressing economic inequality. For deeper insights, check out the full article. [Source](<a href="https://paulkrugman.substack.com/p/a-conversation-with-elizabeth-warren" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://paulkrugman.substack.com/p/a-conversation-with-elizabeth-warren</a>) <a href="https://mastodon.vtip.me/tags/Economy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Economy</a> <a href="https://mastodon.vtip.me/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerProtection</a> <a href="https://mastodon.vtip.me/tags/ElizabethWarren" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ElizabethWarren</a> <a href="https://mastodon.vtip.me/tags/PaulKrugman" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PaulKrugman</a>

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